汽车可以只买交强险吗在哪里买
I used to buy only compulsory insurance and have been accident free since '02. I've chickened out in the last two years and bought business and auto insurance [sobs]Catwoman WitchSenior English Teacher
Buying car insurance for $960, surprised to find 1250 when I paid, this is a familiar face, it's been $960 for a couple years, one for compulsory insurance and one for vehicle use tax.
I immediately asked her if there was a mistake.
She said no, it's 1,250 dollars.
I said it used to be 960, did the price go up?
She said: you forget, six months ago your car was insured once, if the car had not been insured, the two add up to 960, and your had been insured, so naturally it reverts to more than 1,000.
I said let me think about it, it seems like it's really happening.
At that time, my friend lent me a car, I gave her, she rear-ended on the highway, I remember her saying that when she got off the highway, she rear-ended someone else's car, and ended up spending more than 6,000, the insurance is also reported to the parents of the 2,000 parents because she is fully responsible, and rear-ended the car is a more than 200,000 SuV, she said that she was very angry, then the car's speed are not fast, because of the next highway entrance toll booths, she was just cut off each other's bumpers, there is no more How serious is it? People are also all right, the bumper spray paint at most more than 2,000.
I said then how did it end up being over 6,000 and she said because the other vehicle had a sticker on it and she had to give him a full replacement.
At the time it was all about her taking care of the aftermath very much needing my information when I butt in, so I'm not too impressed.
That now only pay 1250, after all, did get out of the insurance, it seems to be safe and sound on the road, no safety accidents, buy insurance can be cheaper than 300. At that time, my car was also repaired, the front face was cut off, how much money spent friends did not say, she fixed let me drive away.
I asked an acquaintance of my insurance friend, this can not be discounted? She said as long as you don't have an insurance policy this year, you should be able to get a discount tomorrow.
如下:
1.用户可以在买车的时候在4S店购车时购买交强险。
2.在保险公司购买交强险,原则上任何可以购买车险的公司都可以购买。
【拓展资料】
The full name of compulsory traffic insurance is "Compulsory Insurance for Motor Vehicle Traffic Accident Liability", which is a mandatory liability insurance for the insured motor vehicle to compensate for personal injury or death and property damage caused by road traffic accidents, within the liability limit of the insured motor vehicle (excluding the personnel of the vehicle and the insured person).
Compulsory insurance is the first compulsory insurance system in China, which is stipulated by national law. Its premium is a national standardized charge, unified by the state, but the price of compulsory insurance is different for different car models, and the main factor is the number of seats in the car.
2020年9月19日起,车险综合改革指导意见正式实施交强险有责总责任限额从12.2万元提高到20万元。
2004年5月1日起实施的《道路交通安全法》首次提出“建立机动车第三者责任强制保险制度,设立道路交通事故社会救助基金”。2006年3月21日国务院颁布《交强险条例》,机动车第三者责任强制保险从此被“交强险”代替,条例规定自2006年7月1日起实施。
2006年6月30日,中国保监会发布《机动车交通事故责任强制保险业务单独核算管理暂行办法》,规定自发布之日起实施;
2007年6月27日,保监会发布《机动车交通事故责任强制保险费率浮动暂行办法》,规定自7月1日实行。
2007年7月1日随着配套措施的完善,交强险最终普遍实行,期间普遍实行的仍旧为“机动车第三者责任强制保险”(第三者强制保险)。
“机动车第三者责任强制保险”与现行的机动车第三者责任保险——属于商业保险,而新施行的“交强险”保险费率比“机动车第三者责任保险”高,第三者责任险根据被保险人在交通事故中所承担的事故责任来确定其赔偿责任。
无论被保险人是否在交通事故中负有责任,保险公司均将按照《交强险条例》以及交强险条款的具体要求在责任限额内予以赔偿。对于维护道路交通通行者人身财产安全、确保道路安全具有重要的作用,同时能减少法律纠纷、简化处理程序,确保受害人获得及时有效的赔偿。
2012年3月30日,《国务院关于修改〈机动车交通事故责任强制保险条例〉的决定》修改的具体内容如下:国务院关于修改《机动车交通事故责任强制保险条例》的决定:国务院决定对《机动车交通事故责任强制保险条例》作如下修改:第五条第一款修改为:“保险公司经保监会批准,可以从事机动车交通事故责任强制保险业务。”