Only buy compulsory insurance and third party liability insurance, compulsory insurance and third party insurance coverage

Only buy compulsory and third party liability insurance

Today bought car insurance, a look at the vehicle insurance is a little high. Buy full insurance to 3400 yuan, compulsory insurance 950 yuan, car damage insurance 1933 yuan, third party liability insurance 780 yuan, feel buy on a year can not open how many times basically at work. Only buy compulsory insurance and third-party liability insurance medical insurance outside the drug insurance, commuting to pay attention to the safety of a little slower should be fine, and do not run a long distance now idle at home also have nothing to do.

Compulsory and third-party insurance coverage

Not expensive.

Compulsory insurance is a national compulsory insurance, which is the third party liability insurance that the owner of the motor vehicle must purchase, if you don't purchase the insurance, you can't hang the license plate and check the car. Third party liability insurance is a non-compulsory insurance, which is a commercial insurance purchased by customers on a voluntary basis, when the insured person or his/her permitted driver has an accident in the course of using the insured vehicle.

Is compulsory insurance a third party liability insurance

Compulsory insurance is not third party liability insurance. The compulsory insurance is derived from the commercial third party insurance, and the basic contents such as insurance rate, indemnity fee and payment procedure are defined by the law directly or under the authorization of the law, which implements the unified insurance provisions and the basic insurance rate, and the insured can not put forward additional requirements to the insurance company in addition to the insurance provisions and the insurance rate, and the insurance company can not compel the insured to sign the contract of commercial insurance as well as to put forward additional provisions. The above is the compulsory insurance is the third party liability insurance related content.

What is the difference between compulsory and third party insurance?

1, insurance mandatory is not the same: third-party liability insurance for non-compulsory insurance, compulsory insurance is China's first national law implemented by the compulsory insurance system;

2, the payment standard is not the same: traffic insurance is the implementation of the "no-fault liability" standard, three insurance with the principle of fault liability;

3, the two are not the same nature of profit: third party liability insurance is to make money for the purpose of commercial insurance business, and traffic insurance is not for profit.

This article is mainly written about the compulsory insurance is the third party liability insurance knowledge points, the content is only for reference.

Don't buy compulsory insurance only third party liability insurance