PICC compulsory insurance online
Didn't buy a single policy of liability insurance? //@NextWillBeBetter:Passed by this year's PICC insurance policyAilor said.
You really can't buy car insurance from a small company.
In the spring, the car was touched.
The other party is fully responsible, and the insurance company - APAC - came over and said that this is definitely beyond the amount of compensation for compulsory insurance. You take the car to a 4S store to fix the damage, I'm not going over there, we know all their people.
The car was driven in and after an initial inspection, it was determined that the repairs amounted to more than 4,000. as soon as they heard the name of the insurance company personnel, they also said that they recognized that they could have the other party's insurance company call the compensation directly to their store.
Now a week has passed, the vehicle has been repaired, but the other party's insurance company has not yet sent the money.
I remember several years ago, the vehicle was also insured once, photos were taken and sent to the insurance company's surveyor, they said no need to go out to the scene, you just go to the 4S store to determine the damage, and then the compensation payment will be hit for you.
It's true, the reparation money has already come in before we even started working on the car here.
For the past few years, I've been getting insurance sales calls from various companies year after year, and I'm not even interested in listening to their quotes.
Because, I identified this one insurance company, HPC, as the one with the higher and lower prices, and just because of the speed with which they made the payment this time, I trusted them.
PICC buys its own auto insurance online
Purchasing compulsory insurance on cell phone can be done through PICC's, WeChat public number, mobile client, Alipay mini program and other channels.
I. Purchase by PICC microblogging public number, which is operated as follows:
Operating Environment:
Brand Model: iPhone 13
System version: iOS15.0
App version: v8.0.17
1. Follow PICC's WeChat public number on WeChat.
2. After entering, click "Insurance Mall" in the menu bar "Enjoy Services".
3. After jumping to PICC's small program, click "Quotes Now" on the "Home" page.
4. After entering, fill in your personal cell phone number and other relevant information to view the offer.
5. The user chooses to buy compulsory insurance and pays.
Second, mobile app purchase, the specific operation is as follows:
Policyholders who want to buy insurance products for themselves on their cell phones can follow the process below; take China Life Insurance as an example;
Operating Environment:
Brand Model: iPhone 13
System version: iOS15.3
App version: 3.1.3
1. Download China Life Insurance Insurance APP.
2. Register for an account;
3. Find the insurance product you need to purchase on the insurance product details page;
4. Simply fill in the policyholder's information and the insured's information;
5. Conducting health notifications;
6. Fill in the details of the policyholder, insured and beneficiary;
7. Payment of premiums.
Third, paypal purchase, the specific operation is as follows:
Operating Environment:
Brand Model: iPhone 13
System version: iOS15.3
App version: 10.2.53
1. Open the Alipay App.
2. Go to Alipay home page and search for Car Owner Service in the search bar.
3. Go to Owner Services and find Car Insurance; scroll down in all the programs searched and find Car Insurance, click on it.
4. Fill in the license plate number accurately; fill in the license plate number information accurately in the car insurance program and click to view the quote.
5. Accurately fill in the vehicle-related information; in the pop-up is a dialog box to select the vehicle corresponding information, click to confirm the above, view the offer.
6. Upload your license; upload your vehicle's license in the upload license screen and click View Quotes to choose your preferred compulsory insurance.
What's included in PICC's $200 Driving Accident Insurance
Driving accident insurance is a kind of personal accident insurance, which can be compensated when the insured suffers accidental injuries in accordance with the contract when driving a motor vehicle in a road traffic accident. Driving accident insurance is a kind of personal accident insurance. Driving accident insurance is not related to the car, as long as the purchase, driving other people's vehicles can also be compensated.
Expanded Information:
Difference between driving insurance and seat insurance
I. Distinguishing from the object of protection:
Driving insurance and driver's seat liability insurance are two different things, the former belongs to the category of personal accident insurance, the latter belongs to the category of vehicle personnel liability insurance. Driver's liability insurance is designed to provide convenience to car owners whose car insurance is insured by their company. Simply put, driver's liability insurance protects the insured specified in the insurance contract, regardless of whether he drives or not, and which car he drives; whereas driver's seat liability insurance protects the driver on the seat, regardless of who the person is and whether he is the owner of the car (except for the driver specified in the car insurance contract).
II. Distinguishing from the principle of payment:
In terms of the principle of compensation, the compensation treatment of driving accident insurance is the same as that of many personal accident insurance policies, as long as the insured person suffers from personal damage caused by an accident at any time during the insurance period, he/she can apply for the corresponding compensation; whereas the driver's seat liability insurance is to pay compensation according to the proportion of the responsibility only when an accident occurs during the driving process.
III. Comparative analysis of cases:
If a driver, Mr. He, after purchasing a driver's seat liability insurance of $30,000, spends another $200 to purchase a $100,000 driving insurance policy, assuming that Mr. He has a one-sided accident in the course of driving a vehicle and assumes full responsibility for it, resulting in an injury to his left foot, and needs to pay $5,000 for treatment within the scope of the indemnification provided for in the insurance contract, Mr. He will be able to get a driving insurance policy of $3,920 in addition to the compensation from the driver's seat liability insurance policy. .
If the driver, Mr. Ho, had been involved in an accident not while driving but while riding in a car, he would not be entitled to compensation from the driver's seat liability insurance but would still be entitled to $3,920 from the driver's accident insurance.
In short, the main differences between them are as follows:
1. Seat insurance is divided into driver's seat and passenger's seat, and driving insurance only recognizes the driver. Seat insurance is for the car but not for the person, and driver's insurance is for the person but not for the car.
2. Losses and expenses that should be compensated by compulsory insurance are excluded in seat insurance, but there is no such agreement in driving insurance.
3. Seat insurance is a proportional claim based on the driver's responsibility for the accident. Driving insurance has nothing to do with whether the driver is responsible for the accident.
4. In seat insurance, the amount of compensation is calculated in accordance with the Clinical Guidelines for the Treatment of Traffic Accident Victims' Trauma and the National Health Insurance Standard. In the driving insurance, the compensation is in accordance with the standard of 34 disabilities of 7 levels, and there is no deductible for accident responsibility.
5. In seat insurance, medical and casualty share the same amount, while in driving insurance, the difference is obvious. Human life is priceless, driving insurance can be used as an effective personal accident supplement with the driver.
Insurance Online Shopping - PICC Driver's Compensation Insurance
Baidu Encyclopedia - Seat Insurance
Can you apply for PICC insurance online?
Steps to buy compulsory insurance online are as follows: 1, enter the home page, in the service column to find the owner's service. 2, enter the owner's service to find the car insurance service. 3, find the vehicle information, click to insure the car insurance. 4, select their own car models, the car's corresponding configuration of the model, click to submit. 5, choose to insure the program, if the commercial insurance and the mandatory insurance is not together then it is a direct scratch off the commercial insurance, only to leave the mandatory and the car tax. 6, find a good quote, choose the corresponding insurance company, click to pay can be, generally automatically identify the date this will be connected with the remaining date of the compulsory insurance. 6, find a good quote, select the corresponding insurance company, click to select the payment can be, in general, automatic identification of the date of insurance, which will be connected with the remaining date of compulsory insurance, so that the problem is solved.