What to do if you forget to pay the compulsory insurance for 6 months, and what to do if the owner of the car cuts himself off?

Compulsory insurance is one of the vehicle insurance policies that car owners are required to purchase, and it provides a certain level of liability protection. What should you do if you forget to pay compulsory insurance for more than 6 months? If you forget to pay compulsory insurance during the cut accident, how to deal with it? Let's take a look at how to solve these problems.

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What if I forget to pay my compulsory insurance for 6 months?

If you forget to pay your insurance policy for more than 6 months, you need to contact your insurance company promptly. The insurance company may ask for a fine and require you to purchase a new policy, as you pose a risk to the insurance company by remaining uninsured for so long. Although this may seem like a bit of a hassle, it is the only legal thing to do. If you do not want to be fined, it is recommended that you deliver your premiums on time and within the agreed period of coverage.

What if the owner of the car cuts himself off?

If you forget your compulsory insurance for more than 6 months and have a cut and run accident, you are advised to call the police and notify your insurance company immediately. You may need to submit some necessary documents to the local traffic police department or the insurance company, such as the license to drive with the driver's license. It is very important to collect evidence from the accident scene to ensure your safety. This evidence can provide you with stronger solidarity and help you defend your rights.

Personal Success Stories

Mr. Zhang forgot to pay his compulsory insurance for more than 6 months last year due to his busy schedule. As a result, he was unfortunate enough to be involved in a cut-through accident which resulted in serious damage to his vehicle. He immediately called the police and informed the insurance company. The insurance company asked him to submit some necessary documents, such as his driver's license, driving license, and photos of the accident scene. Mr. Zhang actively cooperated with all the requirements of the insurance company and eventually won the claim against him. His loss was effectively minimized, allowing him to quickly recover his vehicle and continue his daily driving.

In conclusion, we should contact our insurance company when we encounter problems such as forgetting our compulsory insurance and car accidents, and we should actively cooperate with all the requirements of the insurance company. At the same time, we should also treat insurance correctly, which can provide us with important liability protection in case of accidents and protect us from financial losses.