保险可不可以只买交强险

保险可不可以只买交强险

I used to buy only compulsory insurance and have been accident free since '02. I've chickened out in the last two years and bought business and auto insurance [sobs]Catwoman WitchSenior English Teacher

Buying car insurance for $960, surprised to find 1250 when I paid, this is a familiar face, it's been $960 for a couple years, one for compulsory insurance and one for vehicle use tax.

I immediately asked her if there was a mistake.
She said no, it's 1,250 dollars.
I said it used to be 960, did the price go up?
She said: you forget, six months ago your car was insured once, if the car had not been insured, the two add up to 960, and your had been insured, so naturally it reverts to more than 1,000.

I said let me think about it, it seems like it's really happening.

At that time, my friend lent me a car, I gave her, she rear-ended on the highway, I remember her saying that when she got off the highway, she rear-ended someone else's car, and ended up spending more than 6,000, the insurance is also reported to the parents of the 2,000 parents because she is fully responsible, and rear-ended the car is a more than 200,000 SuV, she said that she was very angry, then the car's speed are not fast, because of the next highway entrance toll booths, she was just cut off each other's bumpers, there is no more How serious is it? People are also all right, the bumper spray paint at most more than 2,000.

I said then how did it end up being over 6,000 and she said because the other vehicle had a sticker on it and she had to give him a full replacement.

At the time it was all about her taking care of the aftermath very much needing my information when I butt in, so I'm not too impressed.

That now only pay 1250, after all, did get out of the insurance, it seems to be safe and sound on the road, no safety accidents, buy insurance can be cheaper than 300. At that time, my car was also repaired, the front face was cut off, how much money spent friends did not say, she fixed let me drive away.

I asked an acquaintance of my insurance friend, this can not be discounted? She said as long as you don't have an insurance policy this year, you should be able to get a discount tomorrow.

Cars can only buy compulsory insurance, but some accidents compulsory insurance payout is very low, it is best to buy some other commercial car insurance.

Auto insurance has two types of compulsory insurance and commercial insurance, compulsory insurance is required to buy, and commercial insurance is everyone according to their own needs to buy, compulsory insurance compensation refers to the insured motor vehicle road traffic accidents caused by the car, the insured other than the victims of personal injury or death, property damage, by the insurance company according to law, in the motor vehicle traffic accidents liability insurance liability limit range to be compensated.

The do's and don'ts of car insurance and key things to know:

There are also a variety of exemption provisions for compulsory insurance, such as the damage caused by traffic accidents intentionally caused by the victim, the damage suffered by the property owned by the insured and the property on the insured motor vehicle, the arbitration or litigation costs incurred as a result of traffic accidents, and other related costs, and so on. From these provisions, it is easy to see that the scope of compensation of compulsory insurance for automobiles is subject to certain restrictions, and its compensation limit is also very low.

To ensure the safety of people and cars, if you only buy compulsory insurance, once the insurance coverage at some point in time is not enough, the family bought a car but usually rarely drive the owner, you can first buy only compulsory insurance, to drive trips or frequent use of the car before, and then make up for the purchase of commercial insurance, in addition, ready to sell the car owner can also buy only compulsory insurance.

For car owners who have purchased their cars for a longer period of time, it is recommended that they purchase car damage insurance, third party liability insurance (with a limit of not less than 300,000 yuan), vehicle personnel liability insurance, and non-deductible special insurance when buying commercial insurance. You can also consider purchasing theft insurance, separate glass breakage insurance, spontaneous combustion damage insurance, etc. according to your driving situation, car model, and the newness of the vehicle.

Above reference: Baidu Encyclopedia - Vehicle Insurance

It's okay.

Compulsory insurance, is the state mandatory provisions of the car owners, must purchase the car insurance varieties, it is for all motor vehicles.

Although BYDH is an electric vehicle, it also belongs to the scope of the motor vehicle, so the compulsory insurance is also a prerequisite for the normal use of electric vehicles on the road.

The current traffic regulations, the new regulations reclassified, the category of motor vehicles, according to this new standard, from January 1, 2010, more than 40 kilograms, more than 20 kilometers per hour, are classified as motor vehicles.

For motorized vehicles that meet, motor vehicle standards, it is mandatory to have compulsory insurance. Can not buy other commercial insurance.