汽车只买交强险可以吗

汽车只买交强险可以吗

可以的！

I've heard that there are a lot of people like me who only buy compulsory insurance every year?

Cars can only buy compulsory insurance, but some accidents compulsory insurance payout is very low, it is best to buy some other commercial car insurance.

Auto insurance has two types of compulsory insurance and commercial insurance, compulsory insurance is required to buy, and commercial insurance is everyone according to their own needs to buy, compulsory insurance compensation refers to the insured motor vehicle road traffic accidents caused by the car, the insured other than the victims of personal injury or death, property damage, by the insurance company according to law, in the motor vehicle traffic accidents liability insurance liability limit range to be compensated.

The do's and don'ts of car insurance and key things to know:

There are also a variety of exemption provisions for compulsory insurance, such as the damage caused by traffic accidents intentionally caused by the victim, the damage suffered by the property owned by the insured and the property on the insured motor vehicle, the arbitration or litigation costs incurred as a result of traffic accidents, and other related costs, and so on. From these provisions, it is easy to see that the scope of compensation of compulsory insurance for automobiles is subject to certain restrictions, and its compensation limit is also very low.

To ensure the safety of people and cars, if you only buy compulsory insurance, once the insurance coverage at some point in time is not enough, the family bought a car but usually rarely drive the owner, you can first buy only compulsory insurance, to drive trips or frequent use of the car before, and then make up for the purchase of commercial insurance, in addition, ready to sell the car owner can also buy only compulsory insurance.

For car owners who have purchased their cars for a longer period of time, it is recommended that they purchase car damage insurance, third party liability insurance (with a limit of not less than 300,000 yuan), vehicle personnel liability insurance, and non-deductible special insurance when buying commercial insurance. You can also consider purchasing theft insurance, separate glass breakage insurance, spontaneous combustion damage insurance, etc. according to your driving situation, car model, and the newness of the vehicle.

如果审车的话，车管所只需要车辆有交强险就可以审车。可以，不过从14年开始挂靠单位有占户车辆事故连带责任，所以一般你车挂靠的地方会要求你上全险，这样的话一旦有个大点的事故还能让保险公司来承担。看自己实际情况。