Can I pay my mandatory automobile insurance after it expires? Do I have to pay a fine?

You don't have to pay back after the expiration date, just pay by the date of the day, if you are caught by the traffic police during the period of non-payment of insurance, then you will pay a fine, otherwise there is no fine!!!!

One day past due for compulsory insurance

Fellow big brother, love car if the compulsory insurance expired can not be on the road ah, or meat pain!

How long is the expired grace period for compulsory insurance

The mandatory insurance grace period can be delayed by up to 3 months. As long as it is within 3 months, the original car insurance company can still accept the renewal. However, according to the regulations, vehicles without compulsory insurance are not allowed to be on the road. Compulsory vehicle insurance is the first compulsory insurance system implemented by national law in China. The Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents stipulate that compulsory insurance is a mandatory liability insurance in which the insurance company compensates for personal injury or death and property damage caused by road traffic accidents in insured motor vehicles within the limit of liability (excluding the personnel of the vehicle and the insured). Motor vehicle owners and managers do not follow the provisions of the mandatory vehicle insurance, was found by the public security and traffic management department, the public security and traffic management department can be in accordance with the minimum liability limit of the vehicle to impose a fine of two times the amount of premiums to be paid. In a sense, compulsory insurance is the state's intervention in the will of the individual, so the scope of compulsory insurance is strictly limited.

Traffic accidents, only strong insurance, how much insurance can be reported?

In response to your question, the answer is as follows:

1. According to the information provided in the text, the accident occurred after 00:00 on September 18, 2020, the traffic compulsory insurance can be compensated for the medical compensation limit of 18,000, death and disability compensation limit of 180,000, 2,000 property damage.

The other party is currently taking conservative treatment hospitalized, the other party's age is 34 years old female, is now asking us to 50,000 private settlement, the future insurance compensation money all belong to us.

2. First of all, you need to understand that the medical expenses compensation limit of 18,000 yuan, 18,000 yuan is included: medical expenses, medical fees, hospitalization fees, hospital food subsidies, necessary and reasonable follow-up treatment costs, cosmetic surgery costs, nutritional costs.

According to the other party's injuries, if no subsequent surgical treatment, 18,000 yuan is theoretically sufficient to compensate for the above items, even if there is an excess, the excess amount is limited.

Secondly, the death and disability compensation limit of 180,000, 180,000 is included: disability compensation, disability aids, nursing costs, rehabilitation costs, transportation costs, dependent living expenses, accommodation costs, lost wages, moral damages.

According to the other party's injuries, if not followed by surgical treatment, the other party's injuries should not be able to meet the disability rating, the limit of 180,000 yuan, compensation for the other party's nursing costs, transportation costs, lost wages ... ... and other items is also very sufficient.

Even if the other party follows up with surgery, the amount of excess is limited when you add disability compensation (assuming $100,000), dependent's living expenses, and moral damages (assuming $5,000) when you qualify for a grade 10 disability.

Therefore, we do not recommend that we pay 50,000 dollars in private compensation, and we recommend that the amount of compensation be calculated in accordance with reasonable procedures.

Lastly, we recommend that we take out adequate third party insurance to protect ourselves as well as others.

3. If you have any other questions, you can click on my name and write to me to discuss.

4. Refueling.

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