Ping An universal insurance I pay 6,000 yuan a year for 10 years, which sets up an account for the convenience of payment if I put the surplus money into the account traffic insurance Ping An insurance

Ping An universal life insurance, I pay is 6,000 yuan a year for a total of 10 years, which set up an account in order to pay money for convenience, if I put the surplus money into the account

will incur the same interest, the universal add-on feature can be used

Traffic Insurance Ping An Insurance

It's that time of the year again to buy car insurance, I think left and right, or choose to always buy Ping An car insurance. Instead of looking for previous acquaintances to buy it, I bought it myself directly on the official website of Ping An Good Car Owner.

The first few years of the bed three insurance to buy 500,000, this time to buy 2 million, mainly bought the compulsory insurance, commercial insurance, safe travel insurance three. My car is a seven-seat non-operating business car, the future is used as a private car, will not carry passengers and so on, it reduces a lot of risk, the type of policy did not buy too much.

This is the first time this year, personally go to the official website to buy car insurance, in fact, the heart is also a little worried, worried about being set up. After buying the feeling is nothing, but also give me back more than two hundred, but still need to pay attention to, this account manager back to me, let me activate what members good rights and interests. I said on the pretext that I will not get refused, I think those who give me some of the benefits, there are some uncertainty about the set, or not greedy cheap best.

In total, the car insurance premiums totaled a little over eighteen hundred, which is cheaper than what I still had last year, and I feel fine about that.

I have bought Ping An Insurance Ping An Fu for six years, now I don't want to buy it anymore, can I get a refund? How much can I get back?

You can surrender the policy, but only the cash value can be returned, not the premiums paid, and the loss of surrendering the policy in the first few years is large.
As long as the corresponding insurance, then we can surrender the corresponding insurance. But we must know is that we then surrender the insurance can get back how much money is dependent on our real life in the cash value table, basically in our insurance contract, there is a corresponding cash value table, we can according to the corresponding value of the cash value table to carry out the relevant calculations, and ultimately to be able to understand how much money they can actually return. In fact, we must also understand that if we really do not need to surrender the policy, then we can not go back, once returned this for our loss is really very huge, which is not we can afford, of course, if we really do not want this insurance, then we can directly go to call customer service for related consultations.
Insurance refers to the commercial insurance behavior in which the policyholder pays premiums to the insurer according to the contract, and the insurer bears the responsibility of compensating for the property damage caused by the occurrence of accidents agreed upon in the contract, or bears the responsibility of paying insurance premiums in the event of the insured's death, disability, illness, or the attainment of the age and term agreed upon in the contract.
An insurance interest is a legally recognized interest that the policyholder has in the subject matter of the insurance. Usually the policyholder suffers financial loss from damage to or loss of the subject matter of the insurance and gains from the preservation of the subject matter of the insurance. An insurance interest can only be established if it is a legally recognized, economic, and definite rather than an anticipated benefit. Generally, an insurance interest in property insurance exists at the time of the insurance accident, when the loss can be compensated; an insurance interest in personal insurance must exist at the time of the conclusion of the insurance contract and is used to protect against moral hazard.
Expanded Information:
The object of insurance, i.e. the object of the insurance contract, is not the subject matter of the insurance itself, but the insurable interest of the policyholder or the insured in the subject matter of the insurance. Insurable interest, is the policyholder or the insured of the insurance subject matter of the legally recognized interests. This is mainly because the insurance contract protects not the safety of the subject matter of the insurance itself, but the economic interests of the policyholder or the insured, or the beneficiary, if the subject matter of the insurance is damaged. The subject matter of the insurance is only the carrier of the insurable interest.