Motorcycle compulsory insurance is an essential insurance for motorcycle users, which provides basic liability protection and accident compensation. What documents do I need to prepare in order to purchase compulsory insurance?
First paragraph: identity card and driving license
The main documents needed to purchase motorcycle insurance are an ID card and a license. The ID card is necessary because only the person on the ID card can purchase the insurance, and real-name authentication is required for the purchase; the license is used to prove the ownership of the vehicle and vehicle information. When purchasing compulsory insurance, you must make sure that the information on the ID card and driving license is accurate, otherwise it will affect the claim.
Second paragraph: copy of the driving license
In addition, you need to provide the copy page of the driving license when you purchase compulsory insurance. The duplicate page of the license is one of the important contents on the new version of the license, including basic information of the vehicle, authorized information, inspection information, etc. The insurance company needs to determine the premium based on the information provided by the owner. The insurance company needs to determine the premium based on the information on the copy page and the information provided by the owner, so the copy page of the license is one of the indispensable documents.
Paragraph 3: Certification of insurance beneficiaries
If you are not the owner of the vehicle, but would like to purchase compulsory insurance for that vehicle, you will also need to provide a certificate of insurance beneficiary. The certificate of insurance beneficiary needs to be signed by the owner of the vehicle and state that you are the nominal insurance beneficiary of the vehicle. When obtaining this certificate, make sure that the owner of the vehicle is truthful and recognizes you as the beneficiary of the insurance on the vehicle.
These are the main documents needed to purchase motorcycle compulsory insurance, providing accurate identity information and vehicle information can protect your insurance rights and interests. In order to better protect your rights and interests, it is recommended to purchase commercial insurance for your vehicle for comprehensive protection.
Personal Success Stories
I am a motorcycle rider and had a problem with documentation when purchasing compulsory insurance. As the cell phone number on the driving license had been changed, the compulsory insurance could not be purchased properly. After consulting the insurance company's customer service, I found out that the problem could be corrected by submitting the changed original driving license and cell phone bill. In the end, I successfully purchased the compulsory insurance and full coverage for my motorcycle, which effectively protected my personal safety and property security.
In conclusion, when purchasing compulsory insurance, carefully checking whether the personal information and vehicle information on the documents are accurate can avoid unnecessary disputes. At the same time, according to the actual situation, it is also very important to choose the commercial insurance that provides comprehensive protection for the vehicle.
The article references the following three articles:
- How should I buy motorcycle compulsory insurance and what documents are required
- What documents do I need for motorcycle compulsory insurance? Motorcycle News
- What are the basic requirements for a motorcycle compulsory insurance application?