New car only buy compulsory and third party insurance
# Can you drive a car with only compulsory insurance and no commercial insurance #
I. There are several perspectives to be discussed:
1??? , your own annual mileage.
2??? , daily commute to and from work.
3?? , is it often? On the highway.
4?? , is it a ??? Chauffeur-driven.
5?? (What are the skills of the driver?) (How's your technique?)
6?? , the most important thing is the value of the car itself +? the age of the car
Second, commercial insurance includes the following: 1, three-person insurance, car damage insurance, theft insurance and vehicle personnel liability insurance four.
1?? , the third party is the one that pays out the other party after an accident??? The maximum amount of coverage you can buy now is 3 million dollars.
2? , car damage insurance is the value of your vehicle? s value.
3? , Theft insurance is what is paid out when a car is stolen? , which is the value of the car itself.
4? The car. The line for people in the car is the line that pays for the passengers in the car after an accident. Passenger's. This is less money.
5? This is a very special trolley. I think they all have insurance. It's an insurance policy because trolley buses are very easy to get into. It's easy to be natural. (I'll buy it, too.)
Special case: new cars? are bought with full insurance, required by the 4S store.
Third, to discuss whether or not to buy business insurance.
Some car enthusiasts choose not to buy all business insurance, while others choose to buy some of it.
1?? ,? I personally feel that the three to buy, after all, driving? On the road, hit a person now payout is very high, personal commitment is difficult to bear.
The 3 million dollar premium for the third party is around $1600-2000???. This is commercial insurance???? the most expensive.
One can also choose to buy a 1 or 2 million dollar policy. The premiums will be lower accordingly.
2?? Car damage insurance. Theft insurance pays for the value of the vehicle itself, while vehicle theft insurance pays for the value of the vehicle itself. The value of the vehicle itself, and the price of the vehicle itself will depreciate over the years. The value of the vehicle itself will be depreciated over the years.
Personally, I suggest that within 5 years of the car or the car itself is worth more such as more than 300,000???? To buy car damage insurance, after all, no matter their full responsibility or 5.5 to open their own repair is a small expenditure???.
3??? The vehicle itself is not worth much and is more than 5 years old, but commercial insurance is recommended in the following cases:
3, 1 to see if you have to often on the highway, I personally feel that buy car damage, after all, after an accident are big accidents.
3,2 If the family has ?????? new driver drives it often, it is recommended to buy
4? Seats. Insurance is not recommended. Everyone has their own business insurance now, I guess.
Figure 3 shows the materials required to settle the claim.
Buy compulsory and third party insurance for new cars
The accident is fully responsible for the three only pay 80%
How much is car insurance for a 2 million dollar third party
Now into the insurance will be priced according to the owner's information and the number of consecutive years of non-insurance, usually only into the third party 2 million then, the price range ranges from 1000-300 dollars.