购买交强险保险公司
You really can't buy car insurance from a small company.
In the spring, the car was touched.
The other party is fully responsible, and the insurance company - APAC - came over and said that this is definitely beyond the amount of compensation for compulsory insurance. You take the car to a 4S store to fix the damage, I'm not going over there, we know all their people.
The car was driven in and after an initial inspection, it was determined that the repairs amounted to more than 4,000. as soon as they heard the name of the insurance company personnel, they also said that they recognized that they could have the other party's insurance company call the compensation directly to their store.
Now a week has passed, the vehicle has been repaired, but the other party's insurance company has not yet sent the money.
I remember several years ago, the vehicle was also insured once, photos were taken and sent to the insurance company's surveyor, they said no need to go out to the scene, you just go to the 4S store to determine the damage, and then the compensation payment will be hit for you.
It's true, the reparation money has already come in before we even started working on the car here.
For the past few years, I've been getting insurance sales calls from various companies year after year, and I'm not even interested in listening to their quotes.
Because, I identified this one insurance company, HPC, as the one with the higher and lower prices, and just because of the speed with which they made the payment this time, I trusted them.
保险公司官网买交强险
自己出交强保险修自己的车
交强保险赔偿标准20万
其中死亡伤残赔偿限额为18万元,医疗费用赔偿限额为1.8万元,财产损失赔偿限额维持0.2万元不变。对于无责任赔偿限额,死亡伤残赔偿限额为18万元,医疗费用赔偿限额为1800元,财产损失赔偿限额为100元。
交强险的全称是“机动车交通事故责任强制保险”,是由保险公司对被保险机动车发生道路交通事故造成受害人(不包括本车人员和被保险人)的人身伤亡、财产损失,在责任限额内予以赔偿的强制性责任保险。
交强险是中国首个由国家法律规定实行的强制保险制度。其保费是实行全国统一收费标准的,由国家统一规定的,但是不同的汽车型号的交强险价格也不同,主要影响因素是“汽车座位数”。
保险责任:被保险人在使用被保险机动车过程中发生交通事故,致使受害人遭受人身伤亡或者财产损失,依法应当由被保险人承担的损害赔偿责任,保险公司按照约定对每次事故在赔偿限额内负责赔偿。
“机动车第三者责任强制保险”与现行的机动车第三者责任保险——属于商业保险,而新施行的“交强险”保险费率比“机动车第三者责任保险”高,第三者责任险根据被保险人在交通事故中所承担的事故责任来确定其赔偿责任。
无论被保险人是否在交通事故中负有责任,保险公司均将按照《交强险条例》以及交强险条款的具体要求在责任限额内予以赔偿。对于维护道路交通通行者人身财产安全、确保道路安全具有重要的作用,同时能减少法律纠纷、简化处理程序,确保受害人获得及时有效的赔偿。